Life insurance covers the risks of survival and death. Non-life insurance protects assets — property, household, vehicles, and liability. More on Insurance.
FAQ
Frequently asked questions
Answers to the most common questions about financial planning, commodities, bookings, and long-term cooperation.
Insurance for death risk with a mortgage or loan. The insured amount goes to the lender until the loan is fully repaid.
It covers damage to your own vehicle. Most common for new and newer cars; premium depends on the vehicle's age.
Within 60 minutes during business hours (8:00–18:00). For urgent requests call 723 788 112 or WhatsApp.
No. We work with complete beginners and experienced investors. Everything is explained clearly, without jargon.
After booking, you receive confirmation by email including a video-call link. The meeting usually lasts 45-60 minutes. We prepare the structure in advance based on your goals and current situation.
Analysis of income and expenses, setup of financial reserve, savings and investment plan, asset protection, and long-term goals (retirement, housing, freedom). The output is a concrete action plan with priorities.
Commodities, especially gold, serve as diversification and value protection during inflation or market volatility. We help set a sensible share based on your risk profile — without speculation and unnecessary risk.
We first build a reserve (usually 3-6 months of expenses), then investments. You can start with smaller amounts — consistency and discipline matter more than the size of the first payment.
The initial consultation takes 45-60 minutes. We discuss your situation, goals, and time horizon. At the end, you receive a recommended first step — with no obligation to continue.
Primarily in person in the Příbram district and surrounding area — an advisor from our team will come to your home at a time that suits you. Online consultation is also possible.
For long-term cooperation, we recommend quarterly check-ins. In case of major change (new job, mortgage, inheritance), we can review anytime — as part of active client care.
An independent office compares offers from multiple institutions. Our team will come to your home at a time that suits you.
A purpose mortgage is tied to buying or building property. A non-purpose mortgage is secured by collateral, but the money can be used for anything. More on the Mortgages page.
No investment is risk-free. However, gold has historically served as a stabilizing element in portfolios. We recommend physical gold from verified suppliers or certified products — always with a clear goal and time horizon.
Fill out the contact form with “E-book” selected. We will send payment details and, after payment, access to the material.
Financial and time freedom also depend on energy and performance. Healthy lifestyle is part of the ecosystem — more on Health and lifestyle.
We are preparing a short presentation for each area. You receive the link after booking a consultation — overview at Services -> Videos.
Yes. You can reschedule or cancel up to 24 hours in advance free of charge. Just reply to the confirmation email or call.
Fill the contact form or call 723 788 112. We respond within 60 minutes with a proposed slot and next steps.
Didn't find your answer?
Write to us — we reply within 60 minutes during business hours and suggest the best next step.
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